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These idyllic tropical islands are known for their fantastic snorkelling and scuba diving where you can spot reef sharks, angelfish and other marine life.
The beds are comfortable and have their own personal shelves, bedside lights and lockers.
Treat yourself to an overwater tropical villa where you can hear the sounds of the surf beneath your villa.
Both companies allow you to buy insurance when you are already on the road, and offer different plans depending on your needs including additional adventure packs.
One can get help filing their income tax by going to the nearest tax office.