Must be a resident of the U.
Features and elevations may vary.
Additional fees apply for Earned Income Credit and certain other additional forms, for state and local returns, and if you select other products and services.
Members also get special birthday gifts, free online returns, exclusive shopping events, and more.
Other types of deposits to your account, including mobile check deposits, transfers from your Spruce Savings Account or other internal transfers, transfers from your external bank linked within Spruce, and cash transfers from third-party funds transfer providers do not count as qualifying direct deposits.
Discount must be used on initial purchase only.